Dear Mary: My wife and I made a terrible mistake and bought a house that I don't think we can afford. We dumped all of our money from the sale of our last home into it and now we have run out of money. It is not even close to being done. My wife is a stay-at-home mother of three and I work full time. I bring home about $5,500 per month with a house payment of $2,230. We have a $442 car payment and credit card minimum payments of about $250. My wife has student loans of around $26,000 with payments of $293 per month.